What is Corporate Disability Insurance?
Employers can safeguard their employees from financial loss if they become disabled and unable to work by offering group disability insurance. It provides income replacement and aids in meeting living costs while the employee is disabled. The premiums are covered by the employer, and qualified workers are enrolled without their consent. Benefits have a waiting time before they begin to be paid out and are based on a percentage of pre-disability wages. It's a worthwhile employee perk that offers protection in the event of a disability.
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